22.04.2025.
Low-deposit mortgage deals hit 17-year high
If you’re looking to buy a home with a smaller deposit, there’s good news: low-deposit mortgages are making a comeback, and 2025 is shaping up to be one of the best years in nearly two decades to explore your options. Whether you’re a first-time buyer or moving home, here’s what the rise in low deposit […] 
13.03.2025.
UK Housing Market 2025: What Buyers, Sellers & Homeowners Need to Know
The UK housing market is constantly evolving, and 2025 is shaping up to be another year of change. With house prices shifting, mortgage rates adjusting, and upcoming tax changes, many buyers and homeowners are wondering what their next move should be. Here’s a look at the key trends shaping the market and what they could […]
15.01.2025.
Principle Finance Appoint Andy Cocker as Business Development Manager
Principle Finance, a leading commercial finance and residential mortgage brokerage who are part of the SMH Group, is delighted to announce the appointment of Andy Cocker to the role of Business Development Manager as a result of their continued business growth. This strategic appointment reflects our commitment to enhancing client engagement, expanding our […]
15.11.2024.
Why You Should Sign Up for HM Land Registry’s Property Alerts
Property fraud is on the rise in the UK, putting property & homeowners at risk of losing their most valuable assets. If your property is unoccupied, rented out, or mortgage-free, it may be particularly vulnerable to fraudsters. Fortunately, HM Land Registry’s free Property Alert service is designed to help property owners monitor their properties and take early action […]
04.09.2024.
What is a Joint Borrower Sole Proprietor Mortgage?
In today’s housing market, particularly for first-time buyers, the journey to homeownership can seem like an uphill battle due to rising property prices, stringent lending criteria, and the challenges of saving for a deposit. However, here at Principle Finance we offer a Joint Borrower Sole Proprietor (JBSP) mortgage. What is a Joint Borrower Sole […]
30.07.2024.
Mortgage Rates Drop as Lender Competition Heats Up
Mortgage rates are starting to fall as competition among lenders heats up ahead of the Bank of England’s upcoming rate decision. According to a survey carried out among economists, they predict that the first interest rate cut in more than four years will take place next week. The Impact of Intense Competition The decrease […]
01.05.2024.
Vacancy – Mortgage Adviser – Chesterfield
We are looking for an experienced mortgage adviser to start ASAP on an employed basis, however we will consider applications on a self-employed basis. You will be required to deliver mortgage advice to clients on both a face to face and remote basis, and service these clients from point of sale through to completion […]
27.03.2024.
Current interest rates – and the impact of them dropping
Current Interest Rates The Bank of England (BoE) announced on the 21st March 2024 that interest rates will remain the same at 5.25% for the fifth consecutive time. However, the BoE did hint at interest rate cuts soon. At its latest meeting, the Bank said it had discussed cutting rates, with inflation – the […]
30.01.2024.
Guide to Second Home Mortgages
Buying a second property in the UK can be a complicated process as the government seeks to cut down on second property ownership due to the housing shortage. This guide will discover the ins and outs of buying a second property. What Makes a Second Property Different from the First? Buying a second property […]
16.01.2024.
Principle Finance secures funding boost for leading Handheld Metrology specialist’s expansion
Digital Micrometers, a prominent player in the field of handheld metrology in the UK, is set to embark on a significant expansion thanks to a strategic funding initiative facilitated by Principle Finance, part of the SMH group. The funding has been secured through Mercia Asset Management, a leading provider of growth investment support for […]