Easily compare tons of options to find your best deal

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A mortgage broker, like Principle Finance, are qualified mortgage advisers who specialise in finding lenders who will meet your specific needs for a mortgage.

Why should you use a mortgage broker?

  • We can access mortgage deals not available to the public, even if you go to the lender directly
  • We match lenders to your individual situation
  • We make it easier to find and complete on a mortgage
  • We consider your wider mortgage needs, such as insurance & protection

We can help with a range of residential and commercial mortgages.

Our Customers Rate Us Highly

2 minute online process

Our online form will take no longer than 2 minutes!

Response within 4 hours

We’ll get back to you within 4 hours during office time.

Tracked application progress

Your application is tracked so you can check progress.

Request A Quote with Dan

It’s easy to get a quote. Simply complete this form and a member of our team will happily be in touch.

Landing pages complex contact form

Our process is simple

From business to personal, we are experts in providing loans, mortgages and insurance services.

  • Apply Online directly with our team of experts.
  • Get a quote from top UK lenders.
  • Approve your finance.
Our Customers Rate Us Highly

“Great communication and made everything easy. Highly recommend”

Amy B

“Brilliant service and Luke made the process easy and pain free”

Marco M

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Frequently Asked Questions

Here are a few of the commonly asked questions we get.
But if you need something answering you don’t see, contact us.

  • The amount you can borrow depends on how much you earn and how much of a deposit you have to put down. You’ll only be allowed to borrow what the lender thinks you can afford, so as a general rule, they’ll restrict the amount you can borrow if you’re buying on your own to around four times your income, or if you are buying with someone, about three times your combined income. This can vary from lender to lender and will take into account any outstanding debts and other outgoings, so it’s worth chatting to one of our advisors first.

  • The minimum deposit that some lenders will accept is 5% of the property value. However, if you only save this amount then your options could be limited, as most lenders will only offer mortgages to those with a minimum of 10% deposit. For example, if you want to buy a home for £200,000 you’ll need to put down a £20,000 deposit. The more you can afford to put down as a deposit, the wider the choice of mortgages you will have access to and the cheaper they will be.

  • First-time buyers will not pay stamp duty on the first £300,000 of any home costing up to £500,000 (and only 5% on any proportion between £300k and £500k). For properties costing more than £500,000, you will be buying under the standard system.